Most agency owners think they’re protected — until a claim, audit, or compliance issue proves otherwise. Here’s what we’re seeing every week  👇 1️⃣ Workers’ Comp Costs Out of Control One injury can send your X-Mod — and your premiums — through the roof. 2️⃣ 1099 Caregivers = Hidden Risk Misclassification can mean back premiums, penalties, and denied claims. 3️⃣ Liability Gaps Everywhere A patient fall, a medication error, or bad documentation — and your policy might not resp

But one California home health agency  pays thousands less  each year — just because of their Experience Modification (Ex-Mod). Let’s...

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Running a coffee roasting business isn’t just about sourcing the best beans or perfecting roast profiles. Behind the aroma of...