Protecting Contractors, Builders & Trades Across California, Nevada & Texas

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In construction, risk is everywhere—on the jobsite, in contracts, with employees, and in the field. One uncovered exposure can stall a project, increase costs, or put your business at risk. Peloton Insurance Brokers builds construction insurance programs that meet bid requirements, safeguard your crews, and keep projects moving forward.

 

Who We Work With

• General Contractors – residential, commercial, and mixed-use projects

• Specialty Contractors & Trades – electrical, plumbing, HVAC, roofing, painting

• Heavy Equipment & Civil Contractors – excavation, grading, paving, utility construction

• Artisan Contractors & Subcontractors – small to mid-sized specialty shops

• Developers & Builders – multi-family, custom homes, large commercial projects

 

Coverages Tailored for Construction

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• General Liability

• Workers’ Compensation

• Contractors Professional Liability

• Builders Risk / Course of Construction

• Commercial Auto & Hired/Non-Owned Auto

• Umbrella / Excess Liability

• Pollution Liability

• Surety Bonds

• Inland Marine (tools & equipment)

 

Why Contractors Choose Peloton

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• Industry Knowledge – we understand certificates, waivers, and contract requirements

• Market Access – direct connections with top construction-focused carriers

• Risk Management – control claims, manage subcontractor risk, and lower EMR

• Fast Service – same-day certificates and quick compliance support

 

Risk Management Support

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• Experience Mod Review & Audit

• Safety Programs & OSHA compliance support

• Contract & Subcontractor Risk Transfer guidance

• Claims Advocacy & resolution support

 

Quick Bid & Certificate Checklist

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• Current insurance policies

• 5-year loss runs

• Payroll & subcontractor costs by classification

• Scope of work & service states (CA, NV, TX)

• Contract insurance requirements

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FAQs

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Do I need a Builders Risk policy if the property owner has coverage?

Often yes—builders risk protects your materials, labor, and equipment that may not be covered under the owner’s policy.

 

Can Peloton help with my EMR?

Absolutely. We audit classifications, reserves, and unit stat reports to help control workers’ comp costs.

 

How fast can I get a Certificate of Insurance?

Most requests are handled the same day to keep your projects moving forward.

 

Do you provide surety bonds?

Yes, we provide bid, performance, payment, and license bonds with quick turnaround.

 

Build With Confidence

From artisan contractors to multi-state general contractors, Peloton Insurance Brokers delivers the coverage, compliance, and support construction businesses need.