​Who We Insure

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Our programs are designed for:

• Medical Spas & Aesthetic Clinics

• Practices Offering Botox, Fillers & Injectables

• Laser Skin Care & Hair Removal Providers

• Weight Loss & Wellness Clinics

• Holistic & Anti-Aging Centers

 

Coverages You May Need

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Medical spas require a unique mix of medical and business protection. Coverage can include:

• Professional Liability / Medical Malpractice – for treatments, procedures, and patient claims

• General Liability – protects against slip-and-fall and other third-party claims

• Property Insurance – coverage for your spa, equipment, and business interruption

• Cyber Liability – safeguards patient records and payment data

• Employment Practices Liability (EPLI) – protects against staff-related claims such as harassment or wrongful termination

• Directors & Officers (D&O) – coverage for business owners and executives

• Workers’ Compensation – required coverage for employees in CA, NV & TX

• Excess Liability / Umbrella – additional limits to meet contracts and protect assets

 

Why Choose Peloton

 

• Industry Expertise – experience with healthcare, wellness, and cosmetic industries

• Custom Programs – insurance tailored to the specific treatments you offer

• Compliance-Ready – meet state and payer requirements with the right policies

• Responsive Service – fast certificates, endorsements, and renewal support

 

Risk Services for Med Spas​

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We provide more than insurance—we support your practice with:

• Claims Advocacy – guidance through patient or liability claims

• Cybersecurity Resources – help with HIPAA and payment data protection

• Employee Training Support – reducing risks tied to procedures and patient interaction

• Regulatory Guidance – ensuring policies align with medical board and state requirements

 

FAQs

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Do we need malpractice coverage for injectables like Botox?

Yes. Even minimally invasive procedures carry malpractice exposure.

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Is cyber liability necessary for a small med spa?

Yes. If you store patient information or process payments, you’re at risk of breach or fraud.

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Is cyber insurance necessary if we outsource IT?

Yes—Even with third-party IT vendors, your firm can be held liable if client or investor data is compromised.

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Can you bundle coverage for spa services and medical procedures?

Absolutely—we design programs that cover both cosmetic services and medical treatments under one policy.

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Protect Your Practice, Protect Your Patients

Your clients trust you to enhance their confidence. Peloton Insurance Brokers helps ensure you have the protection needed to grow your business securely.​