Who We Support

 

We provide coverage for a wide range of nonprofit and community-based organizations, including:

• Human Services & Social Programs – youth services, senior care, shelters, food banks, family support organizations

• Arts, Culture & Education – museums, theaters, schools, after-school programs, and cultural organizations

• Healthcare Nonprofits – clinics, counseling centers, rehabilitation and support programs

• Foundations & Advocacy Groups – fundraising entities, membership associations, and public policy nonprofits

 

Essential Coverages for Nonprofits

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Your tailored program may include:

• General Liability – protects against bodily injury or property damage claims

• Directors & Officers (D&O) – shields leadership from decisions made on behalf of the organization

• Professional Liability (E&O) – covers errors, omissions, or professional services disputes

• Employment Practices Liability (EPLI) – protects against claims of harassment, discrimination, or wrongful termination

• Abuse & Molestation Coverage – critical for organizations working with vulnerable populations

• Property & Business Interruption – coverage for offices, facilities, and loss of income

• Workers’ Compensation – protects employees and helps control long-term costs

• Volunteer Accident Coverage – optional protection for unpaid staff and helpers

• Cyber Liability & Data Breach – for nonprofits handling sensitive donor, volunteer, or client data

 

Why Nonprofits Choose Peloton

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• Mission-Driven Approach – we align insurance with your values and budget constraints

• Industry Expertise – familiarity with grantor, government, and partner insurance requirements

• Risk Management Support – resources for governance, compliance, and loss prevention

• Responsive Service – fast turnaround on certificates, endorsements, and renewals

 

Risk Services for Nonprofits

 

We help strengthen nonprofits beyond insurance placement:

• Board & Governance Training – on risk awareness and fiduciary duties

• Claims Advocacy – guiding you through every step of a loss or dispute

• Cyber Risk Assessment – tools for phishing, donor data security, and breach response

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FAQs

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Do volunteers need to be covered?

Yes. Even unpaid staff can create liability exposures. We can help you secure affordable volunteer coverage.

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Is D&O insurance really necessary for small nonprofits?

It depends on your industry, size, and risk profile. We’ll help design coverage that fits your budget without leaving gaps.

 

What if my landlord requires special limits or wording?

Absolutely. Board members and officers are personally at risk for organizational decisions, even in small groups.

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Can Peloton help meet grant or contract insurance requirements?

Yes—we review funding agreements and contracts to ensure your coverage matches the requirements.

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What if our budget is tight?

We build cost-effective programs that prioritize must-have coverage and explore options to balance protection with affordability.

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Protect Your Mission, Protect Your People

Your nonprofit exists to serve the community. Peloton Insurance Brokers is here to make sure you’re protected while you do it.