
Schools & Education Business Insurance
Schools & Education Insurance
Protecting Local Businesses in California, Nevada & Texas
Protecting Schools, Students & Staff
Educational institutions face a unique set of risks—from student safety and employee claims to cyber threats and facility management. Whether you operate a private school, charter program, or training center, one uncovered incident can disrupt learning and strain resources. Peloton Insurance Brokers helps schools and educational organizations build insurance programs that safeguard their people, property, and reputation.
Who We Serve
We provide coverage for a wide range of educational organizations, including:
-
Private & Charter Schools – K-12 programs and independent institutions
-
Colleges & Trade Schools – vocational programs, training centers, and higher education
-
Tutoring & Learning Centers – after-school enrichment, test prep, and supplemental learning providers
-
Early Education & Childcare – preschools, daycare, and early learning programs
-
Nonprofit & Community Education – adult learning centers, arts programs, and continuing education
Core Coverages for Education
Our programs are designed to protect schools from multiple exposures, and may include:
-
General Liability – bodily injury and property damage protection on premises and during activities
-
Educators Legal Liability / Professional Liability – protects against claims of negligence, errors, or wrongful acts by educators
-
Abuse & Molestation Coverage – critical for organizations working with minors or vulnerable populations
-
Employment Practices Liability (EPLI) – protection from claims of harassment, discrimination, or wrongful termination
-
Directors & Officers (D&O) – coverage for boards and administrators making governance decisions
-
Property & Business Interruption – buildings, equipment, and coverage for lost income from disruptions
-
Workers’ Compensation – protection for teachers, staff, and support workers
-
Cyber Liability & Privacy Protection – safeguards against data breaches, ransomware, and online threats
-
Commercial Auto & Hired/Non-Owned Auto – buses, vans, and personal vehicles used for school purposes
Why Schools Choose Peloton
-
Education-Focused Expertise – we understand the risks schools face daily, from classrooms to athletic fields
-
Compliance-Ready – insurance programs that meet district, state, and accreditation requirements
-
Risk Management Resources – policies, training, and safety programs designed to reduce exposure
-
Responsive Service – fast certificates, contract reviews, and claims support
Risk Services for Schools
Our services go beyond placing insurance policies. We provide:
-
Safety & Abuse Prevention Training – resources to reduce incidents and protect students
-
Cyber Readiness Planning – tools for safeguarding student and staff data
-
Board & Governance Guidance – support for administrators and board members on liability exposures
-
Claims Advocacy – ensuring quick, fair resolution of claims to minimize disruption
FAQs
Why is Abuse & Molestation coverage essential for schools?
Any organization working with children or vulnerable groups faces potential exposure. This coverage helps protect both your staff and your students.
Do small learning centers really need D&O insurance?
Yes—board members and administrators can be personally liable for organizational decisions, regardless of size.
Can you cover our transportation risks?
Yes—we provide auto liability and HNOA for school-owned and staff-used vehicles.
What if we need quick certificates for contracts or accreditation?
We specialize in fast, accurate turnaround so your operations aren’t delayed
Protecting the Future of Education
Your mission is to educate and inspire the next generation. Ours is to make sure nothing stands in your way. Peloton Insurance Brokers delivers protection tailored to schools, staff, and students.
Ready When You Are
Let’s build a program that protects your patients, people, and brand—without paying for coverage you don’t need.
Peloton Insurance Brokers, LLC
Serving: California • Nevada • Texas
• Email a Broker • Call: (949) 359-1380

.png)