Who We Serve

 

We specialize in insurance solutions for small businesses across many industries, including:

• Professional Services – consultants, accountants, attorneys, IT providers, marketing agencies

• Retail & Hospitality – shops, restaurants, cafés, salons, gyms, coffee roasters, and more

• Healthcare & Support Services – home health, hospice, therapy, and outpatient providers

• Trades & Contractors – small construction crews, artisans, and subcontractors

• Startups & Entrepreneurs – businesses in their first stages of growth

 

Core Coverages for Small Business

​

Our small business insurance programs may include:

• General Liability – protects against third-party bodily injury or property damage claims

• Commercial Property – buildings, equipment, inventory, and business interruption coverage

• Workers’ Compensation – required coverage to protect employees and manage claims costs

• Professional Liability (E&O) – protection against service errors, omissions, or negligence

• Employment Practices Liability (EPLI) – covers claims of wrongful termination, harassment, or discrimination

• Cyber Liability & Data Breach – for businesses storing sensitive client or employee information

• Commercial Auto & Hired/Non-Owned Auto – company vehicles or employees using personal cars for work

• Umbrella/Excess Liability – additional protection over underlying policies

 

Why Choose Peloton

​

• Local Expertise – focused on small businesses in California, Nevada, and Texas

• Custom Programs – coverage designed for your size, budget, and growth stage

• Risk Management Support – help with contracts, compliance, and claims

• Responsive Service – fast turnaround on certificates, quotes, and renewals

 

Risk Services for Small Business

 

We go beyond insurance placement by helping you manage exposures:

• Contract Review & Compliance – make sure your business meets vendor or landlord requirements

• Claims Advocacy – support for efficient claims handling and resolution

• Cyber Risk Planning – basic protections for phishing, ransomware, and data breach response

​

FAQs

​

Do I need insurance if my business is just starting out?

Yes—even new businesses face risks like client disputes, slip-and-fall accidents, or data breaches. Affordable starter programs are available.

​

How much does small business insurance cost?

It depends on your industry, size, and risk profile. We’ll help design coverage that fits your budget without leaving gaps.

 

What if my landlord requires special limits or wording?

We routinely handle these requests and provide certificates that match your lease or contract requirements.

 

Can my insurance grow as my business grows?

Yes—programs can be adjusted as you hire staff, expand operations, or add new services.

​

Protect Your Business, Focus on Growth

You’ve worked hard to build your business. Let Peloton Insurance Brokers provide the coverage and support you need to protect it.