​Who We Support

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​​We work with tech-driven companies at every stage:

• Startups & Early-Stage Ventures – software developers, app creators, AI platforms, and new tech launches

• Growth Companies – SaaS providers, IT consultants, managed services, and fintech firms

• Established Tech Businesses – hardware, networking, cloud service providers, and data centers

• E-Commerce & Digital Platforms – online retail, marketplaces, subscription services

• Health Tech & MedTech – startups navigating HIPAA and regulatory requirements

 

Key Coverages for Technology Companies

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A well-structured program may include:

• Errors & Omissions (E&O) / Professional Liability – protects against claims of service failure, coding errors, or software defects

• Cyber Liability & Data Breach – coverage for ransomware, data loss, and privacy liability

• Directors & Officers (D&O) – protection for leadership decisions and investor relations

• Employment Practices Liability (EPLI) – covers claims from employees, contractors, or applicants

• Intellectual Property Infringement Defense – optional coverage for copyright/trademark disputes

• General Liability & Property – office premises, equipment, and third-party claims

• Workers’ Compensation – protects your employees and helps control costs as you grow

• Business Interruption – lost income from downtime caused by covered events

 

Why Tech Companies Work With Peloton

 

• Startup-Friendly Approach – we understand budget constraints and growth priorities

• Investor & Contract Ready – programs designed to satisfy VC, board, and enterprise client requirements

• Industry Knowledge – experience with SaaS, fintech, healthcare tech, and emerging industries

• Scalable Coverage – protection that grows with your team, funding rounds, and customer base

 

Risk Management Beyond the Policy​

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We go further than insurance placement:

• Contract & Vendor Review – help you meet client and partner insurance requirements

• Cyber Readiness Assessments – employee training and best practices to reduce breach risk

• Claims Advocacy – guiding you through complex liability or cyber claims

• Compliance Support – ensuring your program meets HIPAA, PCI, and state-level privacy rules

 

FAQs

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Do investors really require insurance?

Yes. Many investors and boards require D&O and E&O before funding rounds close.

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What if we don’t have revenue yet?

That’s common for startups—coverage can still be structured affordably to protect your business and founders.

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Can we add cyber insurance later?

Premiums depend on your industry, size, data stored, and security practices. We’ll help you find affordable protection.

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Will cyber insurance cover ransom payments?

Yes, but most tech clients benefit from including it early, as cyber threats start from day one.

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Do small tech teams really need EPLI?

Yes—even a small staff or contractors can trigger employment-related claims.​